China Handbookby Mobi & Toro

How much cash to carry

You'll rarely need cash, but a little is a good back-up. Here's when it helps and where to get it.

Last checked · reviewed quarterly

Most of your spending will go through your phone. Still, carry a small amount of Chinese yuan (RMB, 人民币) as a back-up. How much depends on your trip, so we don't suggest a figure.

When cash helps

  • Your phone's battery dies, or you have no data
  • A payment app declines your card
  • A small stall, taxi or rural shop only takes cash or a local payment method
  • Emergencies

If you want to pay cash and the seller hesitates, politely show your notes and ask "Kěyǐ fù xiànjīn ma?" (Can I pay cash?) — see the phrases.

Where to get it

  • Bank ATMs — look for your card's network logo on the machine. Airports and big bank branches are the safest bet.
  • Bank counters and official exchange counters at airports — bring your passport.
  • Before you leave home — your bank or an exchange office may sell yuan.

Avoid people offering to change money in the street.

Official sources